Being self-employed has its advantages. You don’t have a boss to tell you how many vacation days to take, or what retirement plans you have to choose from.
On the other hand, you don’t have a boss to make you take your vacation time (or to pay for it), or to set up retirement plans for you and encourage you to take advantage of them. You are the boss, and if you want to be ready for retirement, you have to make it happen.
To get started, learn about these options for self-employed retirement plans. One or more of them may be right for you: