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At a glance:
- AGI is your total income minus eligible deductions for tax purposes.
- Calculate AGI by adding all income and subtracting tax deductions.
- AGI can be zero or negative depending on your tax situation.
What is adjusted gross income (AGI)?
For tax purposes, your adjusted gross income, or AGI, is essentially your total or gross income minus eligible deductions. You can use our adjusted gross income (AGI) calculator below to estimate your AGI using the most common income and deductions for U.S. taxpayers.
How to calculate adjusted gross income (AGI)?
The AGI calculation is relatively straightforward. Using the income tax calculator, simply add all forms of income together, and subtract any tax deductions from that amount. Depending on your tax situation, your AGI can even be zero or negative.
There are some restrictions on specific AGI deductions to note when using our gross income calculator:
- Qualified educator expense deductions are capped at $300.
- Student loan interest deduction is capped at $2,500. You are not eligible for the deduction if your total income is greater than $90,000 as an individual filer ($180,000 for married filing jointly).
How to use the AGI calculator
Step 1 – Select your filing status
Step 2 – Enter all eligible income
Step 3 – Input all eligible deductions
Step 4 – Click calculate.
Note: Only include alimony payments you received and alimony paid if you entered your divorce or separation agreement before Jan. 1, 2019.
Total income includes all of your annual earnings that are subject to income tax.