Life Insurance: Something You Need, But Hope to Never Use
by
What is it that you really need, but you hope to never use? The answer? Life insurance, of course. We want our family to be taken care of in the event of a tragedy, that’s why we purchase life insurance polices. But, at the same time, we hope to never cash in on a policy for ourselves […]
Improve Your Credit Score and Save More in 3 Easy Steps
by
Did you know having a good credit score can save you thousands of dollars? Credit scores (or Fair Isaac Credit Score) follow you from job to job and don’t just determine the interest rate you pay on your auto or mortgage loan. Your credit score also can contribute to whether you are promoted in your […]
10 Ways to Say No to Spending
by
You don’t need complicated strategies to save lots of money in the new year. If you’re like most people, you just need to say “no” to unnecessary expenditures – the ones that drain your bank account and give you precious little in return. Here are 10 ways you can say no to spending money on […]
The Debt Diet: Practical Ways to Reduce Spending
by
Do you need to go on a debt diet? My last son weighed almost eleven pounds and I gained an astonishing fifty pounds while expecting him. When I asked the doctor how to lose that baby fat, his answer was pretty simple: diet and exercise. Maybe it was simple for him, but it didn’t sound […]
10 Easy Tips to Save Big and Simplify Your Holiday Shopping
by
How would you like to simplify your holiday shopping and be free of any added debt?
Generous Gift Buying Guide for a Budget
by
How can I buy all the gifts I need to give and still stay on a budget? Ever since I was a child, I was a born giver. My mom used to scold me because I gave away my doll to a neighbor girl. “Why did you do that, Ellie?” my mom would say as […]
Should You Be Using Cash or Credit?
by
Should I use cash or credit? This is a question that many consumers are asking because of the current economic uncertainty in our nation. In fact, revolving credit—largely made up of credit card debt—fell by nearly 20% last year according to the Federal Reserve. Credit card usage is definitely slowing due to less borrowing by […]
Affordable Care Act: 4 Ways to Get Health Insurance and Picking the Right One
by
What is the one thing you want to own, but hope you never use? That would be health insurance! In fact, the average three-day hospital stay costs $30,000, which would completely wipe out most families’ savings accounts and/or children’s college funds. Buying health insurance is an important way to protect you and your family in […]
