Solutions to Make Better Decisions with Your Taxes and Money

The perfect gift to give when you have zero dollars to spend

Finding the perfect gift for everyone on your list this holiday season can be a lot of fun. But what do you do if you’re not totally prepared for the hit your bank account can take between paying your bills and buying gifts for your loved ones?

Frugal feast: your Thanksgiving meal on a budget

Thanksgiving is a time to bring people together, reminisce about the old days, eat good food and make new memories. But let’s face it: if you’re the holiday host, life isn’t quite that simple. Even if you’re the hostess with the mostest, it can be a challenge to throw a feast for your nearest and […]

Love it or leave it? It’s time to review your healthcare plan

For many Americans, the struggle to save enough money to cover unexpected expenses – like high medical bills – is real. In fact, unpaid medical bills is one of the leading causes of personal bankruptcy in the United States. That’s why having the right health insurance in place is a smart move.

How to earn extra cash for the holidays

From presents, wrapping paper and greeting cards to decorations, food and travel, the cost of holiday cheer can quickly add up. Before you know it, you’ve blown through your budget  – and may even be experiencing some buyer’s remorse about all those strands of twinkle lights you bought. But, hold on! There is good news! This year can […]

Your Post-Grad Money Checklist — Are You Prepared?

After 12 years in school and another 4 years of college, you finally earned the right to toss your graduation cap in the air in celebration, only to have it come crashing down to the overwhelming reality of student loan debt, sky high living costs and major “adulting” decisions you feel painfully unprepared to handle. […]

The Ultimate Guide to Treating Yourself Without Blowing Your Budget

“Treat yourself” and “YOLO” (you only live once) are popular mantras to justify all kinds of discretionary spending. But how can you splurge on yourself without feeling guilty? Or worse, wiping out your bank account in the process? Consider these five tips for smart splurges.

5 Shortcuts to Creating a Budget That Sticks

We know we need budgets. They’re absolutely essential to good management of our finances. Creating a budget is also the last thing most of us want to do. We may have no idea where to start. The idea of budgeting sounds like the stuff of ledger books tracking every dime we spend, or worse yet, […]

How to Start a Side Hustle and Stop Stressing about Saving

Pay yourself first. Set financial goals. Automate your savings. It doesn’t matter which version of this personal finance mantra you’ve heard, it all means the same thing: saving money is an important part of your financial health. But with the millennial generation dragging a weight of debt behind them and some boomers still licking their […]

Setting and Sticking to Your Financial Limits

Guidelines are helpful tools, but generic personal finance advice can ultimately end up hurting your wallet. Your budgeting strategy needs to be tailored to your specific money goals. Tips like 50/30/20 can help get you started, but what if you live in an expensive city like New York or San Francisco and 50% of your […]