Are you getting married in the near future? Are you trying hard to stick to that wedding budget when planning? First off, congratulations! Now you just have to figure out how to have a classy wedding (and stick to your wedding budget) without paying for it for the next ten years. Sure, weddings can be […]
Archives for August 2013
Have you ever thought about getting your child a credit card? If you want to start a friendly debate, ask a group of parents when they should give a child a credit card. The answers will probably vary from “when he can pay for it” to age 105. Some parents will say, “Never!” Every child […]
Unlike your traditional loan, debt consolidation loans are used to pay off outstanding debts. All of your debt is added up to create the amount.
Instead of paying a number of different creditors each month, you take out one big loan and pay off all those accounts. Then you make a single payment on that loan once a month.
Although it is possible to use debt consolidation loans for debts that are already on your credit report, it is better to use this option before the debt goes to your credit, in order to save it.
Do you use a debit card? Did you know each time you use it the merchant gets charged with swipe fees? Every time you swipe with a debit card to pay for gas, groceries, or a latte, your bank charges the merchant a “swipe fee” for the transaction. The maximum swipe fee banks could charge […]
Do you want to raise a million dollar kid? Do you currently teach financial literacy to your kids? I had to bake six dozen cookies for the annual Airman Cookie Drive and at the time, my youngest two, Jonathan and Joshua were toddlers. I decided to let them “help” me so I put on their […]
Are you looking for ways to cut costs and save each week? Are you budgeting on a weekly and monthly basis? Should you spend less or try to make more money when budgeting? You can turn the heat down, grow your own vegetables, pick up kids’ clothes at garage sales, and take your lunch to […]
Have you ever owned a car that was a complete lemon? I know I have. Every time I got something repaired, it seemed like another part went bad. The repairs never ended and it left my wallet completely empty. As I’ve matured and grown older, I realized that it may have not been the fault […]
Have you ever gone through a job loss? Losing your job is a traumatic experience. You lose your income and benefits, sense of security and job identity all at once. You may have workplace friends you’ve seen every day for years. The morning after you get laid off, everything’s changed. It’s important to take some […]