Solutions to Make Better Decisions with Your Taxes and Money

Affordable Care Act: Catastrophic Plan vs Full Coverage

Are you eligible for a catastrophic plan? Is it right for you? Under the Affordable Care Act, there are basically five levels of available health insurance plans: Platinum, Gold, Silver, Bronze . . . and Catastrophic. Catastrophic is a minimal plan and has a number of limitations. It is therefore considered a separate plan from […]

You Have Insurance. So What Does the ACA Offer You?

Do you have health insurance through work? For you, the question might be: Do I need to use the healthcare marketplaces that are part of the Affordable Care Act, sometimes called Obamacare? The simple answer is: No, you probably don’t need to. It’s possible, however, that you might want to. A Job-Based Plan If you […]

How to Enroll in the Affordable Care Act 101

How do you enroll for a health insurance plan through the healthcare marketplaces? Now that the health insurance marketplace website is running better, let’s review the options for signing up for health insurance. Navigating First, you actually have the option of window-shopping at On the main page is a circle that reads: SEE […]

4 Health Insurance Plans Included in the Affordable Care Act

What types of health insurance plans are available through the Affordable Care Act? What kind of insurance plans will you find on the health insurance marketplace? The simple answer to both questions is: all kinds. All plans available are required to offer 10 basic coverage areas, which include hospitalization, outpatient care prescription drugs and laboratory […]

What is a Health Insurance Marketplace and Who Should Care?

What is a health insurance marketplace? Also known as health insurance exchanges, a health insurance marketplace is part of the Affordable Care Act (ACA), better known as healthcare reform. The marketplace is an online store where people can shop for health insurance, compare the various plans, and enroll in a plan. Starting January 1, 2014, […]