Solutions to Make Better Decisions with Your Taxes and Money

Generous Gift Buying Guide for a Budget

How can I buy all the gifts I need to give and still stay on a budget? Ever since I was a child, I was a born giver. My mom used to scold me because I gave away my doll to a neighbor girl. “Why did you do that, Ellie?” my mom would say as […]

Should You Be Using Cash or Credit?

Should I use cash or credit? This is a question that many consumers are asking because of the current economic uncertainty in our nation. In fact, revolving credit—largely made up of credit card debt—fell by nearly 20% last year according to the Federal Reserve. Credit card usage is definitely slowing due to less borrowing by […]

Affordable Care Act: 4 Ways to Get Health Insurance and Picking the Right One

What is the one thing you want to own, but hope you never use? That would be health insurance! In fact, the average three-day hospital stay costs $30,000, which would completely wipe out most families’ savings accounts and/or children’s college funds. Buying health insurance is an important way to protect you and your family in […]

Who Else Wants to Save Money on Insurance?

How can you save money on insurance in the next 30 days? We were moving with five kids 7 and under and Bob went onto the base to fill out the out-processing paperwork. I went to a friend’s house to do laundry since our household goods were already en route. My friend gave me the […]

The Secret of Teaching Financial Literacy to Kids

Do you want to raise a million dollar kid? Do you currently teach financial literacy to your kids? I had to bake six dozen cookies for the annual Airman Cookie Drive and at the time, my youngest two, Jonathan and Joshua were toddlers. I decided to let them “help” me so I put on their […]

8 Tips for Saving Money on Back to School Items

I love my kids. I love my kids. That’s the mantra I keep repeating around August 1st every year after spending the summer with a bunch of “Type A” personality children. The newspapers are filled with Back to School ads and once again, I have hope. There won’t be a constant stream of “I’m bored” […]

Home Mortgage Tips: Don’t Do These 6 Things

Have you just recently put an offer on a new home? Are you in the process of shopping around for a lender? Here are 6 home mortgage tips, Do Not’s, on how to make smart moves as you prepare to buy a home or even when you want to maximize your money during a refinance […]

6 Home Mortgage Tips to Maximize the Value of Your Loan

Are you currently preparing to buy a home? Or do you want to maximize your money during a refinance on your current home? We had our last five children in only seven years and while they were little, we moved eleven times in thirteen years. We used to let the kids play in the boxes, […]

Job Interviewing for a New Millennial

What can you do to hit a home run on your next job interview? With graduations upon us, it’s a natural time to start preparing for job interviews. The job market is flooded with millennial generation applicants who are vying for the same position. At 7.5%, the unemployment rate is at its lowest level since […]