Solutions to Make Better Decisions with Your Taxes and Money

Archives for August 2013

3 Little Known Ways to Cut Wedding Costs

  Are you busy planning a wedding? First off, congratulations! Getting married is one of the most exciting times of your life. But, if you’re trying hard to stick to a strict wedding budget, it can also be one of the most stressful times of your life. It’s often hard to find a balance between planning a […]

6 Ways to Know If Your Kid Should Have a Credit Card

Have you ever thought about getting your child a credit card? If you want to start a friendly debate, ask a group of parents when they should give a child a credit card. The answers will probably vary from “when he can pay for it” to age 105. Some parents will say, “Never!” Every child […]

A Little Known Secret to Save Your Credit

Unlike your traditional loan, debt consolidation loans are used to pay off outstanding debts. All of your debt is added up to create the amount.

Instead of paying a number of different creditors each month, you take out one big loan and pay off all those accounts. Then you make a single payment on that loan once a month.

Although it is possible to use debt consolidation loans for debts that are already on your credit report, it is better to use this option before the debt goes to your credit, in order to save it.

Lower Swipe Fees: Does This Mean Store Prices Go Down?

Do you use a debit card? Did you know each time you use it the merchant gets charged with swipe fees? Every time you swipe with a debit card to pay for gas, groceries, or a latte, your bank charges the merchant a “swipe fee” for the transaction. The maximum swipe fee banks could charge […]

The Secret of Teaching Financial Literacy to Kids

Do you want to raise a million dollar kid? Do you currently teach financial literacy to your kids? I had to bake six dozen cookies for the annual Airman Cookie Drive and at the time, my youngest two, Jonathan and Joshua were toddlers. I decided to let them “help” me so I put on their […]

Budgeting: Why Just Spending Less Is NOT Your Answer

Are you looking for ways to cut costs and save each week? Are you budgeting on a weekly and monthly basis? Should you spend less or try to make more money when budgeting? You can turn the heat down, grow your own vegetables, pick up kids’ clothes at garage sales, and take your lunch to […]

4 Simple Car Maintenance Tips That Will Save You Thousands

Have you ever owned a car that was a complete lemon? I know I have. Every time I got something repaired, it seemed like another part went bad. The repairs never ended and it left my wallet completely empty. As I’ve matured and grown older, I realized that it may have not been the fault […]

A 5-Step Plan for Surviving a Job Loss

Have you ever gone through a job loss? Losing your job is a traumatic experience. You lose your income and benefits, sense of security and job identity all at once. You may have workplace friends you’ve seen every day for years. The morning after you get laid off, everything’s changed. It’s important to take some […]