Solutions to Make Better Decisions with Your Taxes and Money

ACA Advance Premium Tax Credits Continue

On Thursday, June 25, 2015, the Supreme Court ruled in favor of tax subsidies for qualified taxpayers who purchase insurance through federally-run exchanges. In short, advance premium tax credits will continue. This is good news for millions of Americans who enrolled in health insurance through the federal marketplace and receive tax subsidies to help offset […]

What Are the Tax Subsidies for the Affordable Care Act?

One of the central objectives of the Patient Protection and Affordable Care Act — also known as the ACA or “Obamacare” — is to make health care coverage more affordable for millions of Americans who previously couldn’t get, or pay for, health insurance. The ACA accomplishes this, in part, by offering tax subsidies to lower-income […]

3 Reasons to Trade in Your COBRA Policy for an ACA Plan

Losing your job or making a career transition is stressful — and can knock you for a loop like a punch to the solar plexus. Then there’s the added pressure of securing health insurance until you land a new job, or a new employer’s coverage kicks in. In the past, many people avoided a gap […]

How Skipping the ACA Open Enrollment Could Cost You

The Thanksgiving holiday is always a time to reflect and remind ourselves what we’re grateful for: family, friends, a good job . . . okay and those door-busting Black Friday deals. In the spirit of the season, you’re probably thanking your lucky stars you’ve already got health insurance and you don’t have to worry about […]

Are You Uninsured? Find Out If You Qualify for a Health Insurance Penalty Exemption

2014 is the first year that individuals in the U.S. may have to pay a penalty if they don’t have sufficient health insurance under the Affordable Care Act. If you have minimum essential coverage through your employer or that you’ve purchased on your own or through your state’s marketplace, you likely don’t need to worry […]

Miss the Deadline to Purchase Health Insurance? Maybe Not!

April 15th marked the no-kidding-around end of the first open enrollment period for signing up for a new health care plan via the Affordable Care Act (ACA). The Obama administration (and several states) extended two weeks of wiggle room to those who (scout’s honor) started signing up before March 31 deadline but ran into a […]

Obamacare Open Enrollment Ends March 31, 2014

That’s the deadline. If you haven’t yet signed up for health insurance, there’s no day like today. Despite the record snowfalls and wind chills gripping the country, January was a hot month for healthcare. More than 1.1 million people signed up for coverage through state and federal marketplaces, according to a recent Department of Health […]

8 Free Preventive Services Under Obamacare

As the saying goes, “An ounce of prevention is worth a pound of cure.” And now, thanks to the provisions of the Affordable Care Act (ACA), taking measures to ward off illness and disease has never been easier. All marketplace plans are required to cover a specific range of preventive services without co-pays or coinsurance, […]

You Have Insurance. So What Does the ACA Offer You?

Do you have health insurance through work? For you, the question might be: Do I need to use the healthcare marketplaces that are part of the Affordable Care Act, sometimes called Obamacare? The simple answer is: No, you probably don’t need to. It’s possible, however, that you might want to. A Job-Based Plan If you […]