Solutions to Make Better Decisions with Your Money

What I’d Tell My 21-Year-Old Self About Money

What I’d Tell My 21-Year-Old Self About Money | TaxACT

As a new crop of college graduates enter the real world following graduation season, many of them will be new to renting apartments and paying their own credit card bills for the first time. In reflecting on the months following my own graduation and entrance into the working world, here’s what I’d tell my younger […]

Improve Your Credit Score and Save More in 3 Easy Steps

Improve Your Credit Score and Save More in 3 Easy Steps

Did you know having a good credit score can save you thousands of dollars? Credit scores (or Fair Isaac Credit Score) follow you from job to job and don’t just determine the interest rate you pay on your auto or mortgage loan. Your credit score also can contribute to whether you are promoted in your […]

Weekly Favorites: Your November Financial To-Dos, plus more

Weekly Favorites November 8 2013 - TaxACT

TaxACT Weekly Favorites:  November 8, 2013 Your November Financial To-Dos via LearnVest The holidays, end-of-year tax planning, winter travel … for many of us, this will be the busiest season of the year. All the more reason to make sure your finances are in good shape through the next few weeks. Who wants to worry […]

Weekly Favorites: Don’t Get Sucker Punched By Your Own Debt Denial, plus more

TaxACT Weekly Favorites - October 18, 2013

TaxACT Weekly Favorites:  October 18, 2013 Don’t Get Sucker Punched By Your Own Debt Denial via Jeff Rose “Oh, we don’t have that much debt. Our house is paid off. We don’t have that many consumer loans.” These famous last words were uttered by a couple who had come to me for help with retirement planning. Or […]

Should You Be Using Cash or Credit?

Should You Be Using Cash or Credit - TaxACT

Should I use cash or credit? This is a question that many consumers are asking because of the current economic uncertainty in our nation. In fact, revolving credit—largely made up of credit card debt—fell by nearly 20% last year according to the Federal Reserve. Credit card usage is definitely slowing due to less borrowing by […]

Investment Spending: How to Spend Tax Refunds and Unexpected Checks

Investment Spending: How to Spend Tax Refunds and Unexpected Checks - TaxACT by Ellie Kay

The biggest question most Americans have when they get their income tax refund is: where do I spend it? I believe that you can make a wise choice on how to use your tax refund that will have lasting benefits by learning the “Investment Spending Plan” method. I developed the Investment Spending Plan when my […]

Why Credit Card Tax Payments Are [Usually] a Bad Idea

Why Credit Card Tax Payments Are Usually a Bad Idea - TaxACT

These days almost everyone accepts plastic, including the IRS. Thanks to the Taxpayer Relief Act of 1997, the federal government accepts income tax payments by “any commercially acceptable means,” which includes debit and credit cards. But just because you can do something, it doesn’t necessarily mean you should. More often than not, paying your taxes with a […]

10 Steps to Become Debt Free

10 Steps to Become Debt-Free

Do you have any debts? — Student loans, credit card debt, car loans, a mortgage? Every now and then, we have to face the horrors of repaying debts. The problem is that the situation frequently creates a vicious circle. One type of debt leads to another and by the time you realize it, you are […]

10 Free Credit Card Benefits You Might Not Know About

10 Free Credit Card Benefits You Might Not Know About

Did you know, for most people, the number one reason for paying with plastic is to earn rewards. Is this your main use of credit cards? You may be surprised to learn that your credit card benefits programs – if used strategically – may end up being worth even more than the rewards you earn!

Weekly Favorites: Financial To-Dos, Donate to Charities, Credit Card for Holiday Purchases

Weekly Favorites December 3, 2012

Weekly Favorites: December 7, 2012 5 Financial To-Dos You Should Do in December by LearnVest Front of mind this year is the Fiscal Cliff…the new year could be a very expensive one for almost all of us. Continue reading… Donate to Charities to Decrease Taxable Income by  Ny-oka S. Beyond the personal satisfaction of donating to charitable […]