How would you like to simplify your holiday shopping and be free of additional debt? The average family will create enough credit card debt during the holidays that it will take until the following May to pay off the bills! Tweet This There is a less-expensive way for families to survive. Here are some easy tips […]
If you had access to health insurance for your family, regardless of where you worked or whether you were employed, would you and your spouse still be doing what you are doing now, and working where you are today? For a number of families, the answer to this question is a resounding “no.” Thanks to […]
Will they or won’t they? That’s the often-posed question about young people and health care reform. That is, will healthy young people sign up for health insurance in the marketplaces created under the Affordable Care Act (ACA), or will they stay away in droves? The Obama Administration and insurance companies are relying on enrollment by […]
Should I use cash or credit? This is a question that many consumers are asking because of the current economic uncertainty in our nation. In fact, revolving credit—largely made up of credit card debt—fell by nearly 20% last year according to the Federal Reserve. Credit card usage is definitely slowing due to less borrowing by […]
Have you been victim to credit card fraud? Looking for ideas and approaches you can do to prevent yourself from such fraudulent behavior?
Credit card fraud has grown into a leading personal finance problem with 9 million Americans suffering identity theft annually according to The Federal Trade Commission.
What is identity theft?
Identity theft entails the scammer acquiring a credit card or opening an account under a person’s name using their social security number or other person-specific details to validate the account.
TaxACT is pleased to share some exciting news in anticipation of the upcoming tax season. Today TaxACT acquired Balance Financial, a company with an amazing team behind leading web-based financial tools for both consumers and professionals. Balance offers software and services to make financial chores simple and fast. Their tools, education and guidance help businesses, […]
What types of health insurance plans are available through the Affordable Care Act? What kind of insurance plans will you find on the health insurance marketplace? The simple answer to both questions is: all kinds. All plans available are required to offer 10 basic coverage areas, which include hospitalization, outpatient care prescription drugs and laboratory […]
What is the one thing you want to own, but hope you never use? That would be health insurance! In fact, the average three-day hospital stay costs $30,000, which would completely wipe out most families’ savings accounts and/or children’s college funds. Buying health insurance is an important way to protect you and your family in […]
What is a health insurance marketplace? Also known as health insurance exchanges, a health insurance marketplace is part of the Affordable Care Act (ACA), better known as healthcare reform. The marketplace is an online store where people can shop for health insurance, compare the various plans, and enroll in a plan. Starting January 1, 2014, […]
Most taxpayers don’t need to worry about the new additional 3.8% tax on net investment income, or the additional 0.9% Medicare tax. These taxes only apply to individuals (and estates and trusts) that have income over certain levels. You generally won’t pay either of these taxes unless you make over $200,000 in one year. If […]