Solutions to Make Better Decisions with Your Money

Older Americans and Seniors – What the ACA Means for You

Older Americans and Seniors – What the ACA Means for You - TaxACT

What does the Affordable Care Act mean for older Americans? If you’re 65 or older and on Medicare, you can keep your plan. Medicare’s basic structure hasn’t changed, although the Affordable Care Act (ACA) makes some important benefit improvements. If you’re too young for Medicare and don’t have access to health insurance through an employer, […]

The Debt Diet: Practical Ways to Reduce Spending

The Debt Diet: Practical Ways to Reduce Spending - TaxACT

Do you need to go on a debt diet? My last son weighed almost eleven pounds and I gained an astonishing fifty pounds while expecting him. When I asked the doctor how to lose that baby fat, his answer was pretty simple: diet and exercise. Maybe it was simple for him, but it didn’t sound […]

Unemployed: What the Affordable Care Act Means For You

Unemployed: What the Affordable Care Act Means For You - TaxACT

Have you been struggling with access to health insurance since losing your job? Are you concerned that your COBRA coverage may run out soon? Daunted by the cost of obtaining a continued health insurance policy under HIPAA? Fear not – with the rollout of the new health insurance exchanges, or marketplaces, under the Affordable Care […]

The Advantages of the Affordable Care Act for the Self-Employed

The Advantages of the Affordable Care Act for the Self-Employed - TaxACT

What advantages does the Affordable Care Act offer to the self-employed? Three significant advantages under the ACA: The potential for an easier shopping experience, The possibility of financial subsidies, and The ability to easily compare one plan against another. Comparing Health Insurance Options Comparing health insurance options from several health insurers will be much different […]

5 Quick and Easy Budgeting Tips to Finance Your Lower Paycheck

5 Quick and Easy Budgeting Tips to Finance Your Lower Paycheck - TaxACT

Elimination of the payroll tax credit that went into effect on January 1, 2013 has more than likely affected your take-home pay. For most Americans, it’s to the tune of about 2%. The payroll tax credit for 2011 and 2012 effectively replaced the Making Work Pay Credit that expired in 2010. If you don’t think […]

Single Parents and the Affordable Care Act

Single Parents and the Affordable Care Act - TaxACT

What Does the Affordable Care Act Mean for Single Parents? The answer depends on whether a single parent is employed (or technically an employer offers affordable health insurance) or not. Self-employed single parents or those with no access to employer-sponsored health insurance can shop anywhere for coverage. Experts recommend, however, that single parents start shopping […]

10 Easy Tips to Save Big and Simplify Your Holiday Shopping

10 Easy Tips to Save Big and Simplify Your Holidays - TaxACT

How would you like to simplify your holiday shopping and be free of additional debt? The average family will create enough credit card debt during the holidays that it will take until the following May to pay off the bills! Tweet This There is a less-expensive way for families to survive. Here are some easy tips […]

What the Affordable Care Act Means For Families

What the Affordable Care Act Means For Families - TaxACT

If you had access to health insurance for your family, regardless of where you worked or whether you were employed, would you and your spouse still be doing what you are doing now, and working where you are today? For a number of families, the answer to this question is a resounding “no.” Thanks to […]

4 Health Insurance Options for Young Adults

4 Health Insurance Options for Young Adults - TaxACT

Will they or won’t they? That’s the often-posed question about young people and health care reform. That is, will healthy young people sign up for health insurance in the marketplaces created under the Affordable Care Act (ACA), or will they stay away in droves? The Obama Administration and insurance companies are relying on enrollment by […]

Generous Gift Buying Guide for a Budget

Generous Gift Buying Guide for a Budget - TaxACT

How can I buy all the gifts I need to give and still stay on a budget? Ever since I was a child, I was a born giver. My mom used to scold me because I gave away my doll to a neighbor girl. “Why did you do that, Ellie?” my mom would say as […]

Renting vs Buying a Home

Renting vs Buying a Home - TaxACT

It used to be the American Dream wasn’t quite complete unless it included a small piece of land with a house they could call home. Part of retirement planning was to pay off that home and live in it in their old age. Times have changed! Today’s society is more mobile. We buy and sell […]

Not Having a Last Will: The Big Mistake Most Americans Make

Not having a Last Will The big mistake most Americans make

Do you have a last will and testament? Despite being told the importance of having a last will, more than half of all Americans die without one. Making a will is not usually difficult, and it can cost less than many people spend on their cable bill for one month. So why don’t more people […]

Should You Be Using Cash or Credit?

Should You Be Using Cash or Credit - TaxACT

Should I use cash or credit? This is a question that many consumers are asking because of the current economic uncertainty in our nation. In fact, revolving credit—largely made up of credit card debt—fell by nearly 20% last year according to the Federal Reserve. Credit card usage is definitely slowing due to less borrowing by […]