If you had access to health insurance for your family, regardless of where you worked or whether you were employed, would you and your spouse still be doing what you are doing now, and working where you are today? For a number of families, the answer to this question is a resounding “no.” Thanks to […]
Will they or won’t they? That’s the often-posed question about young people and health care reform. That is, will healthy young people sign up for health insurance in the marketplaces created under the Affordable Care Act (ACA), or will they stay away in droves? The Obama Administration and insurance companies are relying on enrollment by […]
Should I use cash or credit? This is a question that many consumers are asking because of the current economic uncertainty in our nation. In fact, revolving credit—largely made up of credit card debt—fell by nearly 20% last year according to the Federal Reserve. Credit card usage is definitely slowing due to less borrowing by […]
Have you been victim to credit card fraud? Looking for ideas and approaches you can do to prevent yourself from such fraudulent behavior?
Credit card fraud has grown into a leading personal finance problem with 9 million Americans suffering identity theft annually according to The Federal Trade Commission.
What is identity theft?
Identity theft entails the scammer acquiring a credit card or opening an account under a person’s name using their social security number or other person-specific details to validate the account.