Personal Finance and Tax Tips You Can Actually Use. It’s how we ACT.
When you’re short on money – whether it’s due to unemployment, illness, or just the urge to buy a new motorcycle – it’s easy to start eyeing your retirement funds. After all, you’ve been contributing to them all these years. And it’s your money. If your account has gone up in value – lucky you [...]
You might lend your kids money from the time they are little – to buy a bicycle, to get that first car, or to buy a house. Does the IRS have anything to do with these family loans? For small loans, the answer is “no.” The IRS isn’t concerned with most personal loans to your [...]
What is the number one reason cited for divorce? You guessed it—money matters! If most couples are asked if they argue about money, they will reply, “We don’t fight about money, we just have some disagreements.” Yeah, right. When Bob and I were newly married he went into an electronics store to buy batteries and [...]
How do you continue your education? Online classes, college, books? The value of education is stressed upon us from an early age – starting with our teachers pushing us to achieve higher grades, to our parents’ desire for us to continue on to college. However, alternative forms of education, like trade school, apprenticeships and self-education [...]
Is it possible to make cake when your savings and investments take a beating? When I was a young mom and my husband was on deployment with his military unit, there was always something “new” popping up in our house. On this occasion, I was carrying a load of clean laundry down the hall, when [...]
Do you head into a purchase with a budget but end up spending far more than that amount? Here’s a theory… The gap between what you can afford and what you want can be measured by how well aspirational marketing works on you. If aspirational marketing works well on you, (read: Real Housewives, Dom Perignon [...]
The biggest question most Americans have when they get their income tax refund is: where do I spend it? I believe that you can make a wise choice on how to use your tax refund that will have lasting benefits by learning the “Investment Spending Plan” method. I developed the Investment Spending Plan when my [...]
